By John A. Wenstrup
What is one thing no one wants to get, but no one wants to lose? An insurance claim! When life hits you with its toughest challenges, insurance softens the blow by neutralizing financial losses. It is wise to establish how solid your insurance portfolio is before you find yourself filing your claim. While your insurance coverages can represent a significant expense to you, surprisingly few people have seized the opportunity to have an expert walk them through an objective and comprehensive review of their insurance.
Your Audit:
Analyses all of the insurance that you have bought over the years.
Verifies the current financial solvency of your insurer as reported by industry rating services and provides a written report.
Helps you determine if you have too little, too much or the wrong type of insurance.
Considers how the insurance choices you have made in the past might hold up to more recent changes in tax law, product performance and product availability.
Reestablishes your insurance portfolio as a base for your overall financial plan.
Done periodically, can update your insurance portfolio as your life and your balance sheet changes.
Your insurance audit involves the same prudent procedure we use to regularly verify the suitability of insurance held in bank trust departments. There is a charge for this service and if there are changes or additions to be made, we expect that you would consider implementing those changes through us. Our most important resoure for clients is you, so we look to you to spread the word about our unique, objective and independent financial services.
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The Wealth Alliance does not provide tax or legal advice. Tax laws are subject to change.
513-248-9242
John A. Wenstrup is a Chartered Financial Consultant and president of The Wenstrup Company. John specializes in retirement, wealth transfer & business succession planning. |
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